I just
applied for the Bank of America Alaska Airlines Visa card. And I just received
my Chase Marriott Visa earlier this week. These two are the last of 32 applications in
2014. The BOA Alaska Airlines card comes with a $75 annual fee, but in return
for my approved application, I receive 25K Alaska Airlines miles. The Chase Marriott
card has a spending threshold of $2000 in order for me to receive my bonus of
70K Marriott points. It also comes with
a one-night certificate for a category 1-4 Marriott property. Between these two
cards, I could fly from Washington DC to Anchorage, and stay three nights in
one of the lower end Marriott properties.
Not a bad
haul for two CC applications and a few minutes of my time. My credit score is
still well above 700. And come 2015, I will continue to apply for cards so that
I can collect more miles and points and be able to travel the world with my
family without going in debt to do so.
By the way,
I do keep a spreadsheet to track my applications, but it is not complicated. I
keep track of the credit card name, date of application, who applied for it,
bank name, what is the bonus spending threshold, and if I was approved or
denied. In a quick review, I can see when the last time I applied for a certain
card so that I can get the bonus again. Or if I have been too heavy on one
particular bank.
Happy
holidays to all. And may your 2015 be full of travel adventures.
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